Skip to main content
Home → South Carolina → Optus Bank

Optus Bank

Columbia, SC 29201

11
Loans Approved
$3.7M
Total Volume
$339K
Avg Loan Size
10
States Served

States Served

AlabamaFloridaGeorgiaLouisianaMassachusettsNorth CarolinaOhioOklahomaSouth CarolinaTexas

Top Industries Financed

  • Insurance Agencies and Brokerages
  • General Freight Trucking, Long Distance, Truckload
  • Offices of Physicians (except Mental Health Specialists)

Quick Summary

Optus Bank is an SBA-approved lender headquartered in Columbia, South Carolina. Since 2020, they have approved 11 SBA 7(a) loans totaling $3.7M, with an average loan size of $339K. They serve businesses across 10 states.

About Optus Bank

Optus Bank is an SBA-approved lender headquartered in Columbia, South Carolina. Since 2020, they have approved 11 SBA 7(a) loans totaling $3.7M, with an average loan size of $339K. They serve businesses across 10 states.

Before you apply — know where you stand

Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.

Check My FICO SBSS →

Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Optus Bank an SBA Preferred Lender?

Optus Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Optus Bank approved?

According to SBA FOIA public records, Optus Bank has approved 11 SBA 7(a) loans totaling $3.7M since 2020. Their average loan size is $339K.

What states does Optus Bank serve?

Optus Bank serves businesses in 10 states: Alabama, Florida, Georgia, Louisiana, Massachusetts, North Carolina, Ohio, Oklahoma, South Carolina, Texas.

How do I apply for an SBA loan with Optus Bank?

To apply for an SBA 7(a) loan with Optus Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

Get in Touch with This Lender

Contact Optus Bank

Your information is never shared without your permission.

Ready to Apply for an SBA Loan?

Check if you qualify in minutes — no impact to your credit score.

Check My Eligibility at SmartBiz →Browse South Carolina Lenders

SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days