States Served
Top Industries Financed
- Limited-Service Restaurants
- Full-Service Restaurants
- Fitness and Recreational Sports Centers
- Snack and Nonalcoholic Beverage Bars
- Timber Tract Operations
Quick Summary
Oxford Bank is an SBA-approved lender headquartered in Oxford, Michigan. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 178 SBA 7(a) loans totaling $83.6M, with an average loan size of $469K. They serve businesses across 4 states.
About Oxford Bank
Oxford Bank is an SBA-approved lender headquartered in Oxford, Michigan. Since 2020, they have approved 178 SBA 7(a) loans totaling $83.6M, with an average loan size of $469K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.
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Frequently Asked Questions
Is Oxford Bank an SBA Preferred Lender?
Yes, Oxford Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Oxford Bank approved?
According to SBA FOIA public records, Oxford Bank has approved 178 SBA 7(a) loans totaling $83.6M since 2020. Their average loan size is $469K.
What states does Oxford Bank serve?
Oxford Bank serves businesses in 4 states: Florida, Michigan, Pennsylvania, Tennessee.
How do I apply for an SBA loan with Oxford Bank?
To apply for an SBA 7(a) loan with Oxford Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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