States Served
Top Industries Financed
- Child Day Care Services
- Hotels (except Casino Hotels) and Motels
- Full-Service Restaurants
- Lessors of Miniwarehouses and Self-Storage Units
- Beauty Salons
Quick Summary
Plains State Bank is an SBA-approved lender headquartered in HUMBLE, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 108 SBA 7(a) loans totaling $203.4M, with an average loan size of $1.9M. They serve businesses across 2 states.
About Plains State Bank
Plains State Bank is an SBA-approved lender headquartered in HUMBLE, Texas. Since 2020, they have approved 108 SBA 7(a) loans totaling $203.4M, with an average loan size of $1.9M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is Plains State Bank an SBA Preferred Lender?
Yes, Plains State Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Plains State Bank approved?
According to SBA FOIA public records, Plains State Bank has approved 108 SBA 7(a) loans totaling $203.4M since 2020. Their average loan size is $1.9M.
What states does Plains State Bank serve?
Plains State Bank serves businesses in 2 states: New Mexico, Texas.
How do I apply for an SBA loan with Plains State Bank?
To apply for an SBA 7(a) loan with Plains State Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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