States Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Full-Service Restaurants
- Gasoline Stations with Convenience Stores
- Broilers and Other Meat Type
- Beer, Wine, and Liquor Stores
Quick Summary
PromiseOne Bank is an SBA-approved lender headquartered in DULUTH, Georgia. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 364 SBA 7(a) loans totaling $394.6M, with an average loan size of $1.1M. They serve businesses across 26 states.
About PromiseOne Bank
PromiseOne Bank is an SBA-approved lender headquartered in DULUTH, Georgia. Since 2020, they have approved 364 SBA 7(a) loans totaling $394.6M, with an average loan size of $1.1M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 26 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is PromiseOne Bank an SBA Preferred Lender?
Yes, PromiseOne Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has PromiseOne Bank approved?
According to SBA FOIA public records, PromiseOne Bank has approved 364 SBA 7(a) loans totaling $394.6M since 2020. Their average loan size is $1.1M.
What states does PromiseOne Bank serve?
PromiseOne Bank serves businesses in 26 states: Alabama, California, Colorado, Washington D.C., Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Michigan, Missouri, Mississippi, North Carolina, New Jersey, New Mexico, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia.
How do I apply for an SBA loan with PromiseOne Bank?
To apply for an SBA 7(a) loan with PromiseOne Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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