States Served
Top Industries Financed
- Offices of Physicians (except Mental Health Specialists)
- Other Electric Power Generation
- Medical Laboratories
- Snack and Nonalcoholic Beverage Bars
- Limited-Service Restaurants
Quick Summary
Prosperity Bank is an SBA-approved lender headquartered in El Campo, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 33 SBA 7(a) loans totaling $19.2M, with an average loan size of $582K. They primarily serve Texas businesses.
About Prosperity Bank
Prosperity Bank is an SBA-approved lender headquartered in El Campo, Texas. Since 2020, they have approved 33 SBA 7(a) loans totaling $19.2M, with an average loan size of $582K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Texas.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Prosperity Bank an SBA Preferred Lender?
Yes, Prosperity Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Prosperity Bank approved?
According to SBA FOIA public records, Prosperity Bank has approved 33 SBA 7(a) loans totaling $19.2M since 2020. Their average loan size is $582K.
What states does Prosperity Bank serve?
Prosperity Bank primarily serves businesses in Texas.
How do I apply for an SBA loan with Prosperity Bank?
To apply for an SBA 7(a) loan with Prosperity Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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