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River Bank & Trust

PRATTVILLE, AL 36066

⭐ SBA Preferred Lender
23
Loans Approved
$12.9M
Total Volume
$560K
Avg Loan Size
1
States Served

States Served

Top Industries Financed

  • Limited-Service Restaurants
  • Data Processing, Hosting, and Related Services
  • Home Health Care Services
  • Other Management Consulting Services
  • All Other Amusement and Recreation Industries

Quick Summary

River Bank & Trust is an SBA-approved lender headquartered in PRATTVILLE, Alabama. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 23 SBA 7(a) loans totaling $12.9M, with an average loan size of $560K. They primarily serve Alabama businesses.

About River Bank & Trust

River Bank & Trust is an SBA-approved lender headquartered in PRATTVILLE, Alabama. Since 2020, they have approved 23 SBA 7(a) loans totaling $12.9M, with an average loan size of $560K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Alabama.

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Frequently Asked Questions

Is River Bank & Trust an SBA Preferred Lender?

Yes, River Bank & Trust is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has River Bank & Trust approved?

According to SBA FOIA public records, River Bank & Trust has approved 23 SBA 7(a) loans totaling $12.9M since 2020. Their average loan size is $560K.

What states does River Bank & Trust serve?

River Bank & Trust primarily serves businesses in Alabama.

How do I apply for an SBA loan with River Bank & Trust?

To apply for an SBA 7(a) loan with River Bank & Trust, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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