Top Industries Financed
- Security Guards and Patrol Services
- Full-Service Restaurants
- Drycleaning and Laundry Services (except Coin-Operated)
- Commercial and Industrial Machinery and Equipment (except Automotive a
- Temporary Help Services
Quick Summary
Schertz Bank & Trust is an SBA-approved lender headquartered in SCHERTZ, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 11 SBA 7(a) loans totaling $8.0M, with an average loan size of $731K. They serve businesses across 2 states.
About Schertz Bank & Trust
Schertz Bank & Trust is an SBA-approved lender headquartered in SCHERTZ, Texas. Since 2020, they have approved 11 SBA 7(a) loans totaling $8.0M, with an average loan size of $731K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Schertz Bank & Trust an SBA Preferred Lender?
Yes, Schertz Bank & Trust is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Schertz Bank & Trust approved?
According to SBA FOIA public records, Schertz Bank & Trust has approved 11 SBA 7(a) loans totaling $8.0M since 2020. Their average loan size is $731K.
What states does Schertz Bank & Trust serve?
Schertz Bank & Trust serves businesses in 2 states: Oklahoma, Texas.
How do I apply for an SBA loan with Schertz Bank & Trust?
To apply for an SBA 7(a) loan with Schertz Bank & Trust, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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