States Served
Top Industries Financed
- Fitness and Recreational Sports Centers
- Other Personal Care Services
- Snack and Nonalcoholic Beverage Bars
- General Automotive Repair
- Limited-Service Restaurants
Quick Summary
Security State Bank and Trust is an SBA-approved lender headquartered in FREDERICKSBURG, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 137 SBA 7(a) loans totaling $88.4M, with an average loan size of $645K. They primarily serve Texas businesses.
About Security State Bank and Trust
Security State Bank and Trust is an SBA-approved lender headquartered in FREDERICKSBURG, Texas. Since 2020, they have approved 137 SBA 7(a) loans totaling $88.4M, with an average loan size of $645K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Texas.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Security State Bank and Trust an SBA Preferred Lender?
Yes, Security State Bank and Trust is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Security State Bank and Trust approved?
According to SBA FOIA public records, Security State Bank and Trust has approved 137 SBA 7(a) loans totaling $88.4M since 2020. Their average loan size is $645K.
What states does Security State Bank and Trust serve?
Security State Bank and Trust primarily serves businesses in Texas.
How do I apply for an SBA loan with Security State Bank and Trust?
To apply for an SBA 7(a) loan with Security State Bank and Trust, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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