States Served
Top Industries Financed
- Child Day Care Services
- Chicken Egg Production
- Broilers and Other Meat Type
- Full-Service Restaurants
- General Automotive Repair
Quick Summary
Southern Bancorp Bank is an SBA-approved lender headquartered in Arkadelphia, Arkansas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 156 SBA 7(a) loans totaling $150.3M, with an average loan size of $964K. They serve businesses across 11 states.
About Southern Bancorp Bank
Southern Bancorp Bank is an SBA-approved lender headquartered in Arkadelphia, Arkansas. Since 2020, they have approved 156 SBA 7(a) loans totaling $150.3M, with an average loan size of $964K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 11 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Southern Bancorp Bank an SBA Preferred Lender?
Yes, Southern Bancorp Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Southern Bancorp Bank approved?
According to SBA FOIA public records, Southern Bancorp Bank has approved 156 SBA 7(a) loans totaling $150.3M since 2020. Their average loan size is $964K.
What states does Southern Bancorp Bank serve?
Southern Bancorp Bank serves businesses in 11 states: Arkansas, California, Florida, Kansas, Louisiana, Missouri, Mississippi, Oklahoma, Tennessee, Texas, Wisconsin.
How do I apply for an SBA loan with Southern Bancorp Bank?
To apply for an SBA 7(a) loan with Southern Bancorp Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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