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SpiritBank

TULSA, OK 74119

⭐ SBA Preferred Lender
61
Loans Approved
$45.9M
Total Volume
$753K
Avg Loan Size
4
States Served

States Served

ArkansasMissouriOklahomaTexas

Top Industries Financed

  • Limited-Service Restaurants
  • Full-Service Restaurants
  • Insurance Agencies and Brokerages
  • Offices of Lawyers
  • Baked Goods Stores

Quick Summary

SpiritBank is an SBA-approved lender headquartered in TULSA, Oklahoma. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 61 SBA 7(a) loans totaling $45.9M, with an average loan size of $753K. They serve businesses across 4 states.

About SpiritBank

SpiritBank is an SBA-approved lender headquartered in TULSA, Oklahoma. Since 2020, they have approved 61 SBA 7(a) loans totaling $45.9M, with an average loan size of $753K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is SpiritBank an SBA Preferred Lender?

Yes, SpiritBank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has SpiritBank approved?

According to SBA FOIA public records, SpiritBank has approved 61 SBA 7(a) loans totaling $45.9M since 2020. Their average loan size is $753K.

What states does SpiritBank serve?

SpiritBank serves businesses in 4 states: Arkansas, Missouri, Oklahoma, Texas.

How do I apply for an SBA loan with SpiritBank?

To apply for an SBA 7(a) loan with SpiritBank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days