States Served
Top Industries Financed
- Full-Service Restaurants
- Limited-Service Restaurants
- Janitorial Services
- General Freight Trucking, Local
- Fitness and Recreational Sports Centers
Quick Summary
The Adirondack Trust Company is an SBA-approved lender headquartered in SARATOGA SPRINGS, New York. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 93 SBA 7(a) loans totaling $11.3M, with an average loan size of $121K. They primarily serve New York businesses.
About The Adirondack Trust Company
The Adirondack Trust Company is an SBA-approved lender headquartered in SARATOGA SPRINGS, New York. Since 2020, they have approved 93 SBA 7(a) loans totaling $11.3M, with an average loan size of $121K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in New York.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is The Adirondack Trust Company an SBA Preferred Lender?
Yes, The Adirondack Trust Company is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has The Adirondack Trust Company approved?
According to SBA FOIA public records, The Adirondack Trust Company has approved 93 SBA 7(a) loans totaling $11.3M since 2020. Their average loan size is $121K.
What states does The Adirondack Trust Company serve?
The Adirondack Trust Company primarily serves businesses in New York.
How do I apply for an SBA loan with The Adirondack Trust Company?
To apply for an SBA 7(a) loan with The Adirondack Trust Company, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact The Adirondack Trust Company
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days