States Served
Top Industries Financed
- Limited-Service Restaurants
- Full-Service Restaurants
- Child Day Care Services
- Fitness and Recreational Sports Centers
- Snack and Nonalcoholic Beverage Bars
Quick Summary
The Central Trust Bank is an SBA-approved lender headquartered in JEFFERSON CITY, Missouri. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 291 SBA 7(a) loans totaling $74.5M, with an average loan size of $256K. They serve businesses across 5 states.
About The Central Trust Bank
The Central Trust Bank is an SBA-approved lender headquartered in JEFFERSON CITY, Missouri. Since 2020, they have approved 291 SBA 7(a) loans totaling $74.5M, with an average loan size of $256K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 5 states.
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Frequently Asked Questions
Is The Central Trust Bank an SBA Preferred Lender?
Yes, The Central Trust Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has The Central Trust Bank approved?
According to SBA FOIA public records, The Central Trust Bank has approved 291 SBA 7(a) loans totaling $74.5M since 2020. Their average loan size is $256K.
What states does The Central Trust Bank serve?
The Central Trust Bank serves businesses in 5 states: Colorado, Kansas, Kentucky, Missouri, North Carolina.
How do I apply for an SBA loan with The Central Trust Bank?
To apply for an SBA 7(a) loan with The Central Trust Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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