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United Cumberland Bank

WHITLEY CITY, KY 42653

7
Loans Approved
$4.5M
Total Volume
$638K
Avg Loan Size
2
States Served

States Served

KentuckyTennessee

Top Industries Financed

  • Specialized Freight (except Used Goods) Trucking, Long-Distance
  • Sawmills
  • Outpatient Mental Health and Substance Abuse Centers
  • Child Day Care Services

Quick Summary

United Cumberland Bank is an SBA-approved lender headquartered in WHITLEY CITY, Kentucky. Since 2020, they have approved 7 SBA 7(a) loans totaling $4.5M, with an average loan size of $638K. They serve businesses across 2 states.

About United Cumberland Bank

United Cumberland Bank is an SBA-approved lender headquartered in WHITLEY CITY, Kentucky. Since 2020, they have approved 7 SBA 7(a) loans totaling $4.5M, with an average loan size of $638K. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is United Cumberland Bank an SBA Preferred Lender?

United Cumberland Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has United Cumberland Bank approved?

According to SBA FOIA public records, United Cumberland Bank has approved 7 SBA 7(a) loans totaling $4.5M since 2020. Their average loan size is $638K.

What states does United Cumberland Bank serve?

United Cumberland Bank serves businesses in 2 states: Kentucky, Tennessee.

How do I apply for an SBA loan with United Cumberland Bank?

To apply for an SBA 7(a) loan with United Cumberland Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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