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Uwharrie Bank

ALBEMARLE, NC 28001

13
Loans Approved
$6.1M
Total Volume
$470K
Avg Loan Size
6
States Served

States Served

AlabamaFloridaGeorgiaNorth CarolinaSouth CarolinaVirginia

Top Industries Financed

  • Fitness and Recreational Sports Centers
  • Limited-Service Restaurants
  • Pet Care (except Veterinary) Services
  • Commercial and Industrial Machinery and Equipment (except Automotive a
  • Coffee and Tea Manufacturing

Quick Summary

Uwharrie Bank is an SBA-approved lender headquartered in ALBEMARLE, North Carolina. Since 2020, they have approved 13 SBA 7(a) loans totaling $6.1M, with an average loan size of $470K. They serve businesses across 6 states.

About Uwharrie Bank

Uwharrie Bank is an SBA-approved lender headquartered in ALBEMARLE, North Carolina. Since 2020, they have approved 13 SBA 7(a) loans totaling $6.1M, with an average loan size of $470K. They serve businesses across 6 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Uwharrie Bank an SBA Preferred Lender?

Uwharrie Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Uwharrie Bank approved?

According to SBA FOIA public records, Uwharrie Bank has approved 13 SBA 7(a) loans totaling $6.1M since 2020. Their average loan size is $470K.

What states does Uwharrie Bank serve?

Uwharrie Bank serves businesses in 6 states: Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia.

How do I apply for an SBA loan with Uwharrie Bank?

To apply for an SBA 7(a) loan with Uwharrie Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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