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First Bank of Central Ohio

WORTHINGTON, OH 43085

⭐ SBA Preferred Lender
92
Loans Approved
$135.5M
Total Volume
$1.5M
Avg Loan Size
27
States Served

States Served

AlabamaArizonaCaliforniaColoradoDelawareFloridaGeorgiaIllinoisIndianaKansasMassachusettsMichiganMinnesotaMontanaNorth CarolinaNew HampshireNew JerseyNew YorkOhioOregonPennsylvaniaSouth CarolinaTexasUtahVirginiaWashingtonWisconsin

Top Industries Financed

  • Insurance Agencies and Brokerages
  • Couriers
  • Plumbing, Heating, and Air-Conditioning Contractors
  • Offices of Dentists
  • Professional and Management Development Training

Quick Summary

First Bank of Central Ohio is an SBA-approved lender headquartered in WORTHINGTON, Ohio. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 92 SBA 7(a) loans totaling $135.5M, with an average loan size of $1.5M. They serve businesses across 27 states.

About First Bank of Central Ohio

First Bank of Central Ohio is an SBA-approved lender headquartered in WORTHINGTON, Ohio. Since 2020, they have approved 92 SBA 7(a) loans totaling $135.5M, with an average loan size of $1.5M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 27 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First Bank of Central Ohio an SBA Preferred Lender?

Yes, First Bank of Central Ohio is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has First Bank of Central Ohio approved?

According to SBA FOIA public records, First Bank of Central Ohio has approved 92 SBA 7(a) loans totaling $135.5M since 2020. Their average loan size is $1.5M.

What states does First Bank of Central Ohio serve?

First Bank of Central Ohio serves businesses in 27 states: Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Massachusetts, Michigan, Minnesota, Montana, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin.

How do I apply for an SBA loan with First Bank of Central Ohio?

To apply for an SBA 7(a) loan with First Bank of Central Ohio, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days