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First State Bank Nebraska

LINCOLN, NE 68516

⭐ SBA Preferred Lender
216
Loans Approved
$104.7M
Total Volume
$485K
Avg Loan Size
19
States Served

States Served

ArizonaCaliforniaFloridaGeorgiaIowaIllinoisKansasKentuckyMaineMinnesotaNorth CarolinaNebraskaNew JerseyNew YorkOhioPennsylvaniaSouth CarolinaUtahWashington

Top Industries Financed

  • Investment Advice
  • Limited-Service Restaurants
  • Broilers and Other Meat Type
  • General Freight Trucking, Local
  • Insurance Agencies and Brokerages

Quick Summary

First State Bank Nebraska is an SBA-approved lender headquartered in LINCOLN, Nebraska. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 216 SBA 7(a) loans totaling $104.7M, with an average loan size of $485K. They serve businesses across 19 states.

About First State Bank Nebraska

First State Bank Nebraska is an SBA-approved lender headquartered in LINCOLN, Nebraska. Since 2020, they have approved 216 SBA 7(a) loans totaling $104.7M, with an average loan size of $485K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 19 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First State Bank Nebraska an SBA Preferred Lender?

Yes, First State Bank Nebraska is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has First State Bank Nebraska approved?

According to SBA FOIA public records, First State Bank Nebraska has approved 216 SBA 7(a) loans totaling $104.7M since 2020. Their average loan size is $485K.

What states does First State Bank Nebraska serve?

First State Bank Nebraska serves businesses in 19 states: Arizona, California, Florida, Georgia, Iowa, Illinois, Kansas, Kentucky, Maine, Minnesota, North Carolina, Nebraska, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Utah, Washington.

How do I apply for an SBA loan with First State Bank Nebraska?

To apply for an SBA 7(a) loan with First State Bank Nebraska, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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