States Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Full-Service Restaurants
- Beer, Wine, and Liquor Stores
- Funeral Homes and Funeral Services
- Gasoline Stations with Convenience Stores
Quick Summary
IncredibleBank is an SBA-approved lender headquartered in WAUSAU, Wisconsin. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 415 SBA 7(a) loans totaling $502.0M, with an average loan size of $1.2M. They serve businesses across 39 states.
About IncredibleBank
IncredibleBank is an SBA-approved lender headquartered in WAUSAU, Wisconsin. Since 2020, they have approved 415 SBA 7(a) loans totaling $502.0M, with an average loan size of $1.2M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 39 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is IncredibleBank an SBA Preferred Lender?
Yes, IncredibleBank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has IncredibleBank approved?
According to SBA FOIA public records, IncredibleBank has approved 415 SBA 7(a) loans totaling $502.0M since 2020. Their average loan size is $1.2M.
What states does IncredibleBank serve?
IncredibleBank serves businesses in 39 states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin.
How do I apply for an SBA loan with IncredibleBank?
To apply for an SBA 7(a) loan with IncredibleBank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days