States Served
Top Industries Financed
- Other Personal Care Services
- Fitness and Recreational Sports Centers
- Offices of Chiropractors
- Full-Service Restaurants
- Beauty Salons
Quick Summary
Simmons Bank is an SBA-approved lender headquartered in PINE BLUFF, Arkansas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 305 SBA 7(a) loans totaling $163.7M, with an average loan size of $537K. They serve businesses across 30 states.
About Simmons Bank
Simmons Bank is an SBA-approved lender headquartered in PINE BLUFF, Arkansas. Since 2020, they have approved 305 SBA 7(a) loans totaling $163.7M, with an average loan size of $537K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 30 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Simmons Bank an SBA Preferred Lender?
Yes, Simmons Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Simmons Bank approved?
According to SBA FOIA public records, Simmons Bank has approved 305 SBA 7(a) loans totaling $163.7M since 2020. Their average loan size is $537K.
What states does Simmons Bank serve?
Simmons Bank serves businesses in 30 states: Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin.
How do I apply for an SBA loan with Simmons Bank?
To apply for an SBA 7(a) loan with Simmons Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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