Top Industries Financed
- Child Day Care Services
- Full-Service Restaurants
- Limited-Service Restaurants
- Homes for the Elderly
- General Freight Trucking, Local
Quick Summary
Texas Capital Bank is an SBA-approved lender headquartered in DALLAS, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 142 SBA 7(a) loans totaling $210.9M, with an average loan size of $1.5M. They serve businesses across 11 states.
About Texas Capital Bank
Texas Capital Bank is an SBA-approved lender headquartered in DALLAS, Texas. Since 2020, they have approved 142 SBA 7(a) loans totaling $210.9M, with an average loan size of $1.5M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 11 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Texas Capital Bank an SBA Preferred Lender?
Yes, Texas Capital Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Texas Capital Bank approved?
According to SBA FOIA public records, Texas Capital Bank has approved 142 SBA 7(a) loans totaling $210.9M since 2020. Their average loan size is $1.5M.
What states does Texas Capital Bank serve?
Texas Capital Bank serves businesses in 11 states: Arizona, California, Colorado, Florida, Illinois, Nebraska, Nevada, Oregon, Tennessee, Texas, Virginia.
How do I apply for an SBA loan with Texas Capital Bank?
To apply for an SBA 7(a) loan with Texas Capital Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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