Top Industries Financed
- Homes for the Elderly
- Limited-Service Restaurants
- Full-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- Hotels (except Casino Hotels) and Motels
Quick Summary
America First FCU is an SBA-approved lender headquartered in RIVERDALE, Utah. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 531 SBA 7(a) loans totaling $505.3M, with an average loan size of $952K. They serve businesses across 10 states.
About America First FCU
America First FCU is an SBA-approved lender headquartered in RIVERDALE, Utah. Since 2020, they have approved 531 SBA 7(a) loans totaling $505.3M, with an average loan size of $952K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 10 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is America First FCU an SBA Preferred Lender?
Yes, America First FCU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has America First FCU approved?
According to SBA FOIA public records, America First FCU has approved 531 SBA 7(a) loans totaling $505.3M since 2020. Their average loan size is $952K.
What states does America First FCU serve?
America First FCU serves businesses in 10 states: Arkansas, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada, Oregon, Utah.
How do I apply for an SBA loan with America First FCU?
To apply for an SBA 7(a) loan with America First FCU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact America First FCU
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days