States Served
Top Industries Financed
- Child Day Care Services
- Full-Service Restaurants
- Plumbing, Heating, and Air-Conditioning Contractors
- Offices of Chiropractors
- Other Personal Care Services
Quick Summary
Banesco USA is an SBA-approved lender headquartered in Miami, Florida. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 321 SBA 7(a) loans totaling $245.2M, with an average loan size of $764K. They serve businesses across 36 states.
About Banesco USA
Banesco USA is an SBA-approved lender headquartered in Miami, Florida. Since 2020, they have approved 321 SBA 7(a) loans totaling $245.2M, with an average loan size of $764K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 36 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Banesco USA an SBA Preferred Lender?
Yes, Banesco USA is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Banesco USA approved?
According to SBA FOIA public records, Banesco USA has approved 321 SBA 7(a) loans totaling $245.2M since 2020. Their average loan size is $764K.
What states does Banesco USA serve?
Banesco USA serves businesses in 36 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Montana, North Carolina, New Hampshire, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, Wyoming.
How do I apply for an SBA loan with Banesco USA?
To apply for an SBA 7(a) loan with Banesco USA, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days