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BayFirst National Bank

Saint Petersburg, FL 33701

⭐ SBA Preferred Lender
9,544
Loans Approved
$1.8B
Total Volume
$192K
Avg Loan Size
52
States Served

States Served

AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaPRRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming

Top Industries Financed

  • Residential Remodelers
  • Full-Service Restaurants
  • Insurance Agencies and Brokerages
  • General Freight Trucking, Long Distance, Truckload
  • Plumbing, Heating, and Air-Conditioning Contractors

Quick Summary

BayFirst National Bank is an SBA-approved lender headquartered in Saint Petersburg, Florida. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 9,544 SBA 7(a) loans totaling $1.8B, with an average loan size of $192K. They serve businesses across 52 states.

About BayFirst National Bank

BayFirst National Bank is an SBA-approved lender headquartered in Saint Petersburg, Florida. Since 2020, they have approved 9,544 SBA 7(a) loans totaling $1.8B, with an average loan size of $192K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 52 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is BayFirst National Bank an SBA Preferred Lender?

Yes, BayFirst National Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has BayFirst National Bank approved?

According to SBA FOIA public records, BayFirst National Bank has approved 9,544 SBA 7(a) loans totaling $1.8B since 2020. Their average loan size is $192K.

What states does BayFirst National Bank serve?

BayFirst National Bank serves businesses in 52 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, PR, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming.

How do I apply for an SBA loan with BayFirst National Bank?

To apply for an SBA 7(a) loan with BayFirst National Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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