HomeTrust Bank
ASHEVILLE, NC 28801
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Gasoline Stations with Convenience Stores
- Full-Service Restaurants
- Limited-Service Restaurants
- Fitness and Recreational Sports Centers
Quick Summary
HomeTrust Bank is an SBA-approved lender headquartered in ASHEVILLE, North Carolina. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 587 SBA 7(a) loans totaling $677.0M, with an average loan size of $1.2M. They serve businesses across 40 states.
About HomeTrust Bank
HomeTrust Bank is an SBA-approved lender headquartered in ASHEVILLE, North Carolina. Since 2020, they have approved 587 SBA 7(a) loans totaling $677.0M, with an average loan size of $1.2M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 40 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is HomeTrust Bank an SBA Preferred Lender?
Yes, HomeTrust Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has HomeTrust Bank approved?
According to SBA FOIA public records, HomeTrust Bank has approved 587 SBA 7(a) loans totaling $677.0M since 2020. Their average loan size is $1.2M.
What states does HomeTrust Bank serve?
HomeTrust Bank serves businesses in 40 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Montana, North Carolina, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, VI, Washington, Wisconsin, West Virginia.
How do I apply for an SBA loan with HomeTrust Bank?
To apply for an SBA 7(a) loan with HomeTrust Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact HomeTrust Bank
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days