States Served
Top Industries Financed
- Full-Service Restaurants
- Limited-Service Restaurants
- Offices of Chiropractors
- Fitness and Recreational Sports Centers
- Landscaping Services
Quick Summary
Lincoln Savings Bank is an SBA-approved lender headquartered in Reinbeck, Iowa. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 214 SBA 7(a) loans totaling $132.0M, with an average loan size of $617K. They serve businesses across 24 states.
About Lincoln Savings Bank
Lincoln Savings Bank is an SBA-approved lender headquartered in Reinbeck, Iowa. Since 2020, they have approved 214 SBA 7(a) loans totaling $132.0M, with an average loan size of $617K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 24 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Lincoln Savings Bank an SBA Preferred Lender?
Yes, Lincoln Savings Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Lincoln Savings Bank approved?
According to SBA FOIA public records, Lincoln Savings Bank has approved 214 SBA 7(a) loans totaling $132.0M since 2020. Their average loan size is $617K.
What states does Lincoln Savings Bank serve?
Lincoln Savings Bank serves businesses in 24 states: Arkansas, Arizona, California, Colorado, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Minnesota, Missouri, North Carolina, Nevada, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Wisconsin, Wyoming.
How do I apply for an SBA loan with Lincoln Savings Bank?
To apply for an SBA 7(a) loan with Lincoln Savings Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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