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Mountain America FCU

SANDY, UT 84070

⭐ SBA Preferred Lender
1,065
Loans Approved
$408.8M
Total Volume
$384K
Avg Loan Size
13
States Served

States Served

ArizonaCaliforniaColoradoGeorgiaIdahoIllinoisMontanaNew MexicoNevadaUtahVirginiaWashingtonWyoming

Top Industries Financed

  • All Other Specialty Trade Contractors
  • Full-Service Restaurants
  • Limited-Service Restaurants
  • General Automotive Repair
  • Used Car Dealers

Quick Summary

Mountain America FCU is an SBA-approved lender headquartered in SANDY, Utah. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 1,065 SBA 7(a) loans totaling $408.8M, with an average loan size of $384K. They serve businesses across 13 states.

About Mountain America FCU

Mountain America FCU is an SBA-approved lender headquartered in SANDY, Utah. Since 2020, they have approved 1,065 SBA 7(a) loans totaling $408.8M, with an average loan size of $384K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 13 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Mountain America FCU an SBA Preferred Lender?

Yes, Mountain America FCU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Mountain America FCU approved?

According to SBA FOIA public records, Mountain America FCU has approved 1,065 SBA 7(a) loans totaling $408.8M since 2020. Their average loan size is $384K.

What states does Mountain America FCU serve?

Mountain America FCU serves businesses in 13 states: Arizona, California, Colorado, Georgia, Idaho, Illinois, Montana, New Mexico, Nevada, Utah, Virginia, Washington, Wyoming.

How do I apply for an SBA loan with Mountain America FCU?

To apply for an SBA 7(a) loan with Mountain America FCU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days