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Pathward National Association

SIOUX FALLS, SD 57108

⭐ SBA Preferred Lender
423
Loans Approved
$615.3M
Total Volume
$1.5M
Avg Loan Size
44
States Served

States Served

AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOregonPennsylvaniaSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWyoming

Top Industries Financed

  • Insurance Agencies and Brokerages
  • Plumbing, Heating, and Air-Conditioning Contractors
  • Limited-Service Restaurants
  • Investment Advice
  • All Other Specialty Trade Contractors

Quick Summary

Pathward National Association is an SBA-approved lender headquartered in SIOUX FALLS, South Dakota. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 423 SBA 7(a) loans totaling $615.3M, with an average loan size of $1.5M. They serve businesses across 44 states.

About Pathward National Association

Pathward National Association is an SBA-approved lender headquartered in SIOUX FALLS, South Dakota. Since 2020, they have approved 423 SBA 7(a) loans totaling $615.3M, with an average loan size of $1.5M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 44 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Pathward National Association an SBA Preferred Lender?

Yes, Pathward National Association is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Pathward National Association approved?

According to SBA FOIA public records, Pathward National Association has approved 423 SBA 7(a) loans totaling $615.3M since 2020. Their average loan size is $1.5M.

What states does Pathward National Association serve?

Pathward National Association serves businesses in 44 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wyoming.

How do I apply for an SBA loan with Pathward National Association?

To apply for an SBA 7(a) loan with Pathward National Association, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days