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Readycap Lending, LLC

BERKELEY HEIGHTS, NJ 7922

⭐ SBA Preferred Lender
9,561
Loans Approved
$4.1B
Total Volume
$432K
Avg Loan Size
51
States Served

States Served

AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming

Top Industries Financed

  • Full-Service Restaurants
  • Beauty Salons
  • Hotels (except Casino Hotels) and Motels
  • Residential Remodelers
  • All Other Professional, Scientific, and Technical Services

Quick Summary

Readycap Lending, LLC is an SBA-approved lender headquartered in BERKELEY HEIGHTS, New Jersey. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 9,561 SBA 7(a) loans totaling $4.1B, with an average loan size of $432K. They serve businesses across 51 states.

About Readycap Lending, LLC

Readycap Lending, LLC is an SBA-approved lender headquartered in BERKELEY HEIGHTS, New Jersey. Since 2020, they have approved 9,561 SBA 7(a) loans totaling $4.1B, with an average loan size of $432K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 51 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Readycap Lending, LLC an SBA Preferred Lender?

Yes, Readycap Lending, LLC is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Readycap Lending, LLC approved?

According to SBA FOIA public records, Readycap Lending, LLC has approved 9,561 SBA 7(a) loans totaling $4.1B since 2020. Their average loan size is $432K.

What states does Readycap Lending, LLC serve?

Readycap Lending, LLC serves businesses in 51 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming.

How do I apply for an SBA loan with Readycap Lending, LLC?

To apply for an SBA 7(a) loan with Readycap Lending, LLC, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days