WaFd Bank
SEATTLE, WA 98101
⭐ SBA Preferred LenderTop Industries Financed
- Full-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- General Automotive Repair
- Plumbing, Heating, and Air-Conditioning Contractors
- Landscaping Services
Quick Summary
WaFd Bank is an SBA-approved lender headquartered in SEATTLE, Washington. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 86 SBA 7(a) loans totaling $3.6M, with an average loan size of $42K. They serve businesses across 9 states.
About WaFd Bank
WaFd Bank is an SBA-approved lender headquartered in SEATTLE, Washington. Since 2020, they have approved 86 SBA 7(a) loans totaling $3.6M, with an average loan size of $42K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 9 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is WaFd Bank an SBA Preferred Lender?
Yes, WaFd Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has WaFd Bank approved?
According to SBA FOIA public records, WaFd Bank has approved 86 SBA 7(a) loans totaling $3.6M since 2020. Their average loan size is $42K.
What states does WaFd Bank serve?
WaFd Bank serves businesses in 9 states: Arizona, California, Idaho, New Mexico, Nevada, Oregon, Texas, Utah, Washington.
How do I apply for an SBA loan with WaFd Bank?
To apply for an SBA 7(a) loan with WaFd Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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